For students planning to study in the US, school health insurance waiver is a critical step that cannot be avoided during the enrollment process.

Many new students, upon first arriving in the US, are often completely confused by the school-mandated health insurance, high Insurance premium, and complex waiver rules. Some students are unaware of the Waiver deadline and miss the submission window; some choose an off-campus insurance plan that fails to meet the school's review criteria, resulting in a rejected waiver and being forced to pay exorbitant on-campus insurance fees by the school; there are also students who assume that simply purchasing an insurance plan will suffice to pass the waiver, neglecting the school's various mandatory requirements and ending up with a host of subsequent troubles.

A Waiver application is not as simple as "just buying an insurance policy and calling it a day" — each institution has different review criteria, document requirements and deadlines, and applicants often run into pitfalls during the process.

In this issue, we continue to bring you 【Real Case Sharing of US International Student Health Insurance Waiver, Episode 4】, which helps you identify the details easily overlooked in the application process and avoid pitfalls through a classmate's personal experience.

Latest Recent Cases

🌟 Institution: University of Chicago (UChicago)

🌟Insurance Plan: Wellaway Royal 100

🌟Case Background: When Student S was preparing for the waiver application, they found it difficult to independently judge whether an off-campus insurance plan met the review criteria due to the university's complicated insurance requirements, and worried that choosing the wrong plan would lead to a failed exemption. Faced with this dilemma, Student S turned to us. Our consultant immediately checked the insurance terms and conditions of the University of Chicago item by item for them, accurately matched a compliant insurance plan, and provided full guidance on organizing and submitting the required materials for the waiver.Finally, Student S selected the Wellaway Royal 100 insurance plan, successfully passed the school's waiver review, and saved a total of $3221.

📌Case 2

🌟 Institution: University of Southern California (USC)

🌟Insurance Plan: Wellaway World Elite Plus

🌟Case Background: Student L found the on-campus insurance pricing relatively high and wanted to switch to an off-campus insurance plan with better cost-effectiveness. After consulting a professional advisor, he selected the Wellaway World Elite Plus plan and was finally granted the exemption successfully!

📌Case 3

🌟Institution: University of California, Los Angeles (UCLA)

🌟Insurance Plan: SM prime500

🌟Case Background: UCLA has strict review criteria for health insurance waivers. Faced with a multitude of off-campus insurance options, Student Z struggled to determine which plans met the university's requirements and worried that their waiver application would be rejected. They then reached out to our consultant, who, after gaining a full understanding of various off-campus insurance plans and in combination with UCLA's official regulations, selected the compliant SM prime500 for them. The waiver was ultimately approved smoothly, saving them $5,618.92.

📌Case 4

🌟 Institution: University of Southern California (USC)

🌟Insurance Plan: SM prime500

🌟Case Study: Student J, who is about to enroll at the University of Southern California, found the school's on-campus insurance overly expensive and wanted to find a compliant off-campus insurance plan to complete the Waiver. After contacting us, our consultant, based on USC's official requirements, matched him with the SM prime500 insurance plan and provided full assistance with the waiver application process. In the end, Student J successfully passed the review and saved $2520.

US universities vary widely in their health insurance waiver policies, and choosing the wrong insurance plan can lead to a failed waiver application. To successfully complete the health insurance waiver, you should first confirm the mandatory requirements of your institution and select a compliant off-campus insurance plan. We provide university matching solutions and full-process waiver assistance to help international students avoid pitfalls and cut down on expenses. We will continue to update more real waiver cases in the future, stay tuned~

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