Most students studying in the US cannot avoid health insurance waiver. The on-campus health insurance in the US is relatively expensive, so applying for a health insurance waiver and switching to a compliant off-campus insurance plan is the optimal way for international students to save a large amount of Insurance premium while staying compliant.

However, different universities have varying requirements for health insurance waivers, and a minor oversight can easily lead to a failed waiver application, forcing you to bear the high cost of on-campus insurance. Fortunately, during this year's enrollment season, a large number of international students have successfully passed the verification of their respective universities and obtained waivers for the expensive on-campus health insurance by using the uniteCare compliant health insurance plan for staying in the US.

This issue is 【Real Case Sharing of US Study Abroad Health Insurance Waiver | Issue 2】, which compiles recent real successful waiver cases to help you easily get insurance waiver and reduce your study abroad expenses.

I. Latest Recent Cases

📌Case 1

🌟 Institution: New York University (NYU)

🌟 Insurance Plan: royal plus

🌟Case Background: Student Y was struggling with the high cost of on-campus insurance. After learning that compliant off-campus insurance plans can be used for school waiver, he came to consult our advisor. Based on his personal needs and the advisor's recommendation, he chose the Royal Plus plan, which was successfully approved by the school for waiver, saving him a total of $2700.

📌Case 2

🌟 Institution: Yale University (Yale)

🌟 Insurance Plan: Prime 500

🌟Case Background: Student C found the on-campus insurance pricing rather high and wanted to switch to an off-campus insurance plan with better cost-effectiveness. After being introduced by a consultant, he opted for the Prime 500 plan. The consultant provided full guidance throughout the whole process, from policy issuance and information verification to exemption application form filling, and finally the exemption was successfully approved, saving him $2497!

📌Case 3

🌟 Institution: Drew University (Drew)

🌟Insurance Plan： elite 450

🌟Case Study: Student X, who was applying for the exemption for the first time, was confused by the complicated insurance application and exemption procedures and worried about making mistakes, so he decisively chose us to handle the process on his behalf. After learning about different off-campus plans in detail, he selected the Elite 450 insurance plan that meets the school's requirements, and successfully obtained the exemption under the guidance of professional consultants, saving $3100.

📌Case 4

🌟 Institution: Yale University (Yale)

🌟Insurance Plan: prime 100

🌟Case Background: Student H, who is about to pursue a postgraduate degree at Yale University, found the school's insurance plan too expensive, so he turned to us to select a plan that meets the university's requirements. Based on his personal situation, Prime 100 was finally selected. Our consultant provided full assistance with the insurance waiver service, and successfully helped Student H pass the waiver review on the first attempt.

II. Exemption Process

✅ Select an appropriate off-campus program

1. Log in to our official website, enter your personal information, and query the prices of various insurance companies with one click;

2. Select an appropriate insurance plan in accordance with the school's waiver requirements.

✅ Submit the application before the system deadline

1. Log in to the university exemption webpage;

2. Fill in the policy information online as required and upload the complete set of documents.

(For students who choose our full-service agency, this step will be assisted by our team)

✅ Pending approval

1. The regular review cycle takes 3–14 working days. Please check your school email regularly for the review result notification;

2. After the verification is approved, the SHIP fee will be deducted from the tuition.

If you are looking for health insurance for studying in the US that meets your school's waiver requirements, you can consult us. We will match a suitable plan based on your institution, prepare a complete set of application materials for you, and help you avoid unnecessary delays caused by application rejection.

US Insurance Exemption Campaign Launched

Join group buying and lucky draws to receive up to 3000 yuan in red envelope rewards!

*【The specific quota is subject to the type of activity participated and the products purchased. For details, please consult a professional consultant. 】