Every year during the back-to-school season in the US, countless people set off on a brand-new overseas study journey full of hopes and aspirations, only to have their plans disrupted and unnecessary stress added by the exorbitant mandatory on-campus health insurance. Many students clearly want to switch to compliant off-campus insurance that offers better value for money and more coverage aligned with their daily needs, yet they are held back by complicated school policies and stringent review criteria. Time and again, after carefully submitting a Waive application, all they get in return are rejections, requests for resubmission, rework and anxiety.

Fortunately, during this year's enrollment season, a large number of international students have successfully passed the verification of various universities through our compliant insurance for studying in the US, and successfully got exempted from the exorbitant on-campus medical insurance.

This article is 【Real Waive Case Sharing of Health Insurance for Studying in the US | Issue 1】, which compiles the latest real approved cases, aiming to help every international student who is confused, anxious and repeatedly trying to make mistakes successfully get through the annual health insurance waiver hurdle smoothly and effortlessly.

I. Latest Recent Cases

📌Case 1

🌟 Institution: New York University (NYU)

🌟Insurance Plan： nyu-royal500

🌟Case Background: Student Yang will enroll at New York University in the fall. The university mandates that all students enroll in the on-campus health insurance plan, and an annual insurance fee will be charged if no exemption application is submitted. As he does not have a compliant overseas insurance policy for the time being, he plans to first apply for an exemption from the on-campus insurance, and then switch to a suitable insurance plan through our platform.

The process for handling the self-operated exemption system is complicated and the review standards are strict, so Student Yang chose to go through our platform for the application. Our platform specialists provided full guidance on filling in information and completing application materials, avoided various risks of review rejection, and submitted the application on schedule. After the school completed the review, Student Yang's on-campus medical insurance exemption took effect successfully.

📌Case 2

🌟 Institution: University of Southern California (USC)

🌟Insurance Plan： USC-USC World Elite Plus

🌟Case Background: After Student H received the admission offer from the University of Southern California, the school stipulated that all incoming freshmen are required to purchase the on-campus health insurance. As he had not obtained an insurance policy that meets the school's requirements, he planned to first complete the on-campus insurance waiver and then purchase a compliant insurance plan on our platform. Since self-declaration is prone to errors, our platform provided full assistance with the operation and submission, and he finally successfully passed the waiver review.

📌Case 3

🌟 Institution: Emory University

🌟Insurance Plan: Emory-prime500

🌟Case Background: Student J, who will be attending Emory University in the upcoming fall semester, was informed that the university would automatically enroll new students in the campus health insurance plan and charge the corresponding fees. Initially worried that he might make operational errors or miss the application deadline, Student J promptly opted to entrust our team with the full authorization to handle the insurance waiver service. Our dedicated platform specialist guided him through the entire application process, and Student J's insurance waiver application was successfully approved.

📌Case 4

🌟 Institution: University of Southern California (USC)

🌟Insurance Plan: USC -Supreme California

🌟Case Background: Student S, who is about to start his study at the University of Southern California, found the school's on-campus insurance plan far too expensive. He then reached out to us, hoping to select an affordable insurance plan that meets the university's requirements via our platform. Our consultant provided full assistance with the insurance waiver application throughout the process, and ultimately helped Student S successfully pass the waiver review in one go.

II. Exemption Process

✅ Select an appropriate off-campus program

1. Log in to the official website, enter your personal information, and query the prices of various insurance companies with one click;

2. Select an appropriate insurance plan in accordance with the school's waiver requirements.

✅ Submit the application before the system deadline

1. Log in to the university exemption webpage;

2. Fill in the policy information online and upload the complete set of documents as required.

(For students who choose to authorize full agency, this step will be assisted by the team)

✅ Pending approval

1. The regular review cycle takes 3–14 working days. Please keep an eye on your school email for notifications of the review results;

2. After the verification is approved, the SHIP fee will be deducted from the tuition.

If you are looking for US student health insurance that meets your school's waiver requirements, feel free to contact us. We will match a suitable plan based on your institution, prepare a complete set of application materials for you, and help you avoid the hassle of application rejection.

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